Product Manager (St. Petersburg, FL)

UPC Insurance
Saint Petersburg, Florida
Not Specified
Sep 11, 2016
Nov 10, 2016

The Product Manager is responsible for meeting company growth and profitability goals for the Homeowners and Dwelling Fire programs. The Product Manager is responsible for product analysis, research and development, and management of attritional loss ratios and reinsurance costs. The Product Manager will work with Senior Management to develop the annual business plan for the residential programs.

Organizational Relationships

The Product Manager reports to the Chief of Underwriting. This position also has regular contact with the company's vendors, as well as all other company departments.

Job Responsibilities
  • Conduct regular periodic in-depth loss analysis of the Homeowners and Dwelling Fire programs
  • Implement and monitor ongoing portfolio optimization process in order to minimize reinsurance costs
  • Work with the company's actuary for all rate filings of the products
  • Make all form filings
  • Make other filings as needed that do not involve the necessity of using the company's actuary
  • Perform ongoing periodic rate and product reviews
  • Conduct market analysis for competitive positioning and rate making as needed
  • Work with the program vendor as needed for programming changes to the products
  • Other duties or projects not defined in this position description as directed by the Chief Underwriting Officer
Environmental Demands:

The duties of this position are typically performed in an office setting. There may be some minimal road and air travel involved.

Physical Requirements:

This position requires minimal physical exertion. However, in order to properly perform the functions of the job, good speaking and hearing skills are required.

Mental Requirements:

Skills necessary for the effective performance of this position's job functions include: decision-making and analytical abilities, excellent interpersonal skills, effective problem-solving, oral and written communication capabilities, ability to fully utilize computers and computer programs.

Equipment Used:

Computers, calculators, telephones.


Several years' insurance industry experience, with a minimum of five in Product Management; college degree preferred; insurance industry designations helpful but not required.


Not required.

This description is an outline of the major recurring responsibilities of the job. It is not intended to be all-inclusive of the work performed. Other related job objectives, special assignments and less significant responsibilities will typically be performed by the incumbent.