Residential Loan Quality Control Manager
- Employer
- Harbor Community Bank
- Location
- Fort Pierce, Florida
- Salary
- TBD
- Posted
- May 01, 2017
- Closes
- Jun 30, 2017
- Ref
- Requisition# 1297
- Industry
- Banking, Financial Services
- Category
- Finance, Management
- Contract Type
- Permanent
- Hours
- Full Time
- Career Level
- Manager
One of the fastest growing Community Banks in Florida has an exciting opportunity for a Residential Loan Quality Control (QC) Manager
The Residential Loan Quality Control (QC) Manager is responsible for the maintenance of the Bank’s Residential Loan Quality Control Department including: the updating of the Bank’s Quality Control Program, working procedures, QC audit selection plan, audit tools/work paper templates and both detailed and Executive Summary reports memorializing audit findings. Until such time that volume and/or secondary market requirements necessitate expansion of the department the position is that of a “working manager” and includes responsibility for conducting both Pre-Closing and Post-Closing audits of all types of residential loans including: conventional and government loans (conforming and non-conforming) underwritten to be held in the Bank’s portfolio or sold on the secondary market. The focus of the Pre-Closing audit is to insure loans are being underwritten and processed in accordance with secondary market guidelines, internal policies and procedures and regulatory and statutory requirements. Defects must be identified quickly and appropriate resolution recommended to assist in the facilitation of a timely closing. The Pre-Closing audit is to ensure the loan is in compliance with GSE standards, investor overlays, regulatory and statutory requirements and Bank policy and procedure with a concentrated focus on the closing documentation. Managing to regulatory timelines provided to cure errors and identifying opportunities to provide restitution to the borrower are essential to the Post-Closing audit process. The QC Manager must be a detail oriented, self-motivated individual able to work with little to no supervision, manage to deadlines and is expected to assist in the establishment of a quality focused culture for the Bank’s residential loan originations. Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.
Minimum Requirements
- Two (2) year degree in business, finance or other financial services discipline and a minimum of three (3) years as a residential mortgage loan underwriter, processor or quality control auditor or the equivalent combination of education and work related experience. In the absence of a degree, five (5) years’ experience as a residential loan underwriter, processor or quality control auditor and two (2) years supervision or management experience. Educational experience through in-house training sessions, financial industry classes, workshops or seminars offering CEUs for specific certifications in the financial industry and on-line training can be combined to provide the level of education necessary to be considered a candidate for this position.
- DE underwriting certification highly desired. NAMU or equivalent mortgage QC certification highly desired. In the absence of either of these skillsets, willingness to pursue the expertise to obtain both certifications.
Equal Opportunity Employer
Equal Employment Opportunity has been, and will continue to be, a fundamental principle at Harbor Community Bank where employment is based upon personal capabilities and qualifications without discrimination because of race, color, religion, sex, national origin, age, disability, marital status, familial status, veteran status, sexual orientation, gender identity or expression, genetic information or any other protected characteristic as established by law.
Harbor Community Bank is an equal opportunity/affirmative action employer, committed to the spirit and letter of all federal, state and local laws and regulations pertaining to equal opportunity. This policy of Equal Employment Opportunity applies to all policies and procedures relating to recruitment and hiring, compensation, benefits, termination and all other terms and conditions of employment, as well as the use of all Harbor Community Bank facilities.