At Trax Credit Union, we exist to move people forward. We are committed to creating a path to financial health for every member we serve. Our work is guided by accountability, service, passion, integrity, respect, and excellence-and we're looking for leaders who bring these values to life every day.
Position Summary:
The Internal Auditor is responsible for independently assessing and improving the effectiveness of the Credit Union's risk management, internal controls, governance, and compliance processes. This role develops and executes a risk-based audit plan, conducts audits across operational, financial, lending, and regulatory areas, communicates findings and recommendations, and monitors corrective actions. The Internal Auditor helps ensure the Credit Union operates in a safe, sound, and compliant manner while supporting strong internal controls, operational effectiveness, and regulatory readiness.
Key Responsibilities:
Requirements
Why Trax Credit Union:
At Trax, we invest in our employees so they can deliver their best every day. We are proud to offer the following benefits:
Our Commitment:
At Trax Credit Union, we don't just manage finances-we help people move forward. If you are passionate about making a difference, leading with integrity, and creating meaningful impact in your community, we encourage you to apply.
Position Summary:
The Internal Auditor is responsible for independently assessing and improving the effectiveness of the Credit Union's risk management, internal controls, governance, and compliance processes. This role develops and executes a risk-based audit plan, conducts audits across operational, financial, lending, and regulatory areas, communicates findings and recommendations, and monitors corrective actions. The Internal Auditor helps ensure the Credit Union operates in a safe, sound, and compliant manner while supporting strong internal controls, operational effectiveness, and regulatory readiness.
Key Responsibilities:
- Develop and execute a comprehensive risk-based internal audit plan covering financial, operational, compliance, and technology risks.
- Plan and perform audits by defining scope, objectives, audit procedures, and testing strategies.
- Evaluate the effectiveness of internal controls, governance practices, and risk management processes.
- Prepare clear, well-organized audit workpapers, findings, and reports, including risk ratings, root cause analysis, and recommendations.
- Communicate audit results to management and support the development of corrective action plans.
- Track audit findings and perform follow-up testing to confirm corrective actions have been implemented effectively.
- Assess compliance with applicable laws, regulations, and internal policies, including consumer protection, privacy, and financial services requirements.
- Identify enterprise and emerging risks, including fraud, member privacy, third-party risk, and operational vulnerabilities.
- Perform targeted reviews to identify fraud indicators, control gaps, and process weaknesses, and recommend actions to reduce risk exposure.
- Present audit results and significant risk matters to senior leadership and the Supervisory Committee on a regular basis.
Requirements
- 3-5 years of internal audit/quality control experience within the financial industry.
- Proven ability to independently manage audit projects from planning through reporting and follow-up.
- Experience working with regulators/examiners and supporting exams/audit requests preferred.
- 4-year bachelor's degree in business related field or equivalent work experience.
- Other Credit Union Certifications such as Certified Internal Auditor (CIA), or Certified Anti-Money Laundering Specialist (CAMS) is a plus.
Why Trax Credit Union:
At Trax, we invest in our employees so they can deliver their best every day. We are proud to offer the following benefits:
- Medical, Dental, and Vision coverage
- Employer-paid Short-Term & Long-Term Disability
- Life and AD&D Insurance
- 401(k) Retirement Plan
- Free Choice Plus Checking Account
- Exclusive Employee Financial Perks after 90 days on the job
- Loan discounts for consumer and home loans
Our Commitment:
At Trax Credit Union, we don't just manage finances-we help people move forward. If you are passionate about making a difference, leading with integrity, and creating meaningful impact in your community, we encourage you to apply.